- Holiday travel increases the risk of accidents, hail, and deer collisions.
- Check your auto insurance coverage before hitting the road.
- Killebrew Insurance offers local help with roadside assistance and comprehensive protection for West Texas drivers.
Why Holiday Driving in West Texas Needs Extra Caution
Between family gatherings, shopping trips, and road travel, December is one of the busiest times on Texas highways — especially along I-20, Hwy 191, and Loop 250.
Add in unpredictable West Texas weather and more out-of-town traffic, and it’s clear why now’s the time to double-check your insurance coverage.
???? Top Auto Safety & Coverage Tips for the Holidays
1️⃣ Review Your Comprehensive & Collision Coverage
Winter weather in Midland & Odessa can bring sudden hailstorms and icy mornings.
Make sure your policy includes comprehensive coverage for hail, wind, and even deer collisions — common this time of year.
2️⃣ Add or Confirm Roadside Assistance
Holiday travel means more breakdowns, flat tires, and lockouts.
Ask your agent to confirm your policy includes roadside assistance or towing.
3️⃣ Check Your Liability Limits
More cars on the road = higher accident risks.
Ensure your liability coverage meets or exceeds Texas minimums (30/60/25) — and consider raising limits for better protection.
4️⃣ Keep a Winter Emergency Kit in Your Car
Include:
- Flashlight & batteries
- Blanket & bottled water
- Jumper cables
- First aid kit
- Ice scraper & phone charger
5️⃣ Notify Your Agent Before Long Trips
If you’re traveling out of state, make sure your coverage extends beyond Texas.
Most policies do — but it’s smart to confirm, especially for rental cars.
???? Bonus: Save on Coverage Before the New Year
Bundling your home and auto insurance through Killebrew Insurance can save local families up to 25% on premiums.
It’s a great way to start 2026 with peace of mind — and extra money in your pocket.
FAQ
Q: Does car insurance cover deer collisions?
A: Yes — that falls under comprehensive coverage, not collision.
Q: What should I do if I hit a deer or another animal?
A: Move to safety, call local authorities, and document damage with photos before filing a claim.
Q: Can my insurance help if I get stuck on the side of the road?
A: Yes — if you have roadside assistance included in your policy.
Q: What if someone hits me and doesn’t have insurance?
A: Uninsured/underinsured motorist coverage can protect you financially in those situations.
Sources
- Texas Department of Transportation – Holiday Driving Safety
- National Highway Traffic Safety Administration – Winter Driving Tips
- Texas Department of Insurance – Auto Policy Basics
Author Bio
Craig Killebrew is the insurance manager at Killebrew Insurance LLC, serving Midland and Odessa, TX. With over 20 years of experience in the Texas insurance market, Craig helps families stay covered year-round with personal, friendly service and tailored coverage.
