Protecting Midland Drivers Since 1974
Driving in Midland is unlike any other part of Texas. Oilfield traffic, rural highways, long commutes, and sudden weather events all impact your premiums and coverage needs. At Killebrew Insurance LLC, we shop multiple top-rated carriers to help you find the right policy without the pressure of national call centers.
Midland Office:
Odessa Office: 432-332-6322
www.killebrewinsurance.com
Why Midland Drivers Choose Killebrew Insurance
- Local, independent, family-owned agency
- Access to multiple carriers
- Better pricing on full coverage and bundles
- Oilfield-use-friendly carriers
- Fast, friendly local support
- Teen driver discounts available
- Trusted by Midland families for over 35 years
Common Midland Driving Risks We Help Protect Against
- Heavy oilfield traffic
- High uninsured/underinsured driver rates
- Long rural commutes
- Windshield damage from gravel/debris
- Hailstorms and weather events
- Higher accident risk areas
How Much Does Auto Insurance Cost in Midland, TX?
Typical Range: $130 – $210 per month
Pricing factors include:
- Driving record
- Vehicle type and age
- Mileage and oilfield use
- Credit tier (insurance use only)
- Teen drivers on the policy
- Bundle discounts
Tip: Midland families save 15–25% when bundling home and auto.
Coverage Options
- Liability Coverage – required in Texas.
- Comprehensive Coverage – covers hail, theft, storms, glass damage, and vandalism.
- Collision Coverage – covers your vehicle after an accident.
- Uninsured/Underinsured Motorist – essential due to high uninsured driver rates.
- Personal Injury Protection – covers medical expenses for you and your passengers.
- Roadside Assistance – optional towing and lockout services.
- Oilfield/Business Use – carriers available that allow oilfield commuting.
Real Midland Claim Examples
- Example 1 – Uninsured Motorist Accident (Hwy 349)
UM/UIM coverage paid for vehicle damage and rental reimbursement. - Example 2 – Hail-Damaged SUV (Loop 250)
A hailstorm caused $6,800 in damage. Comprehensive coverage handled repairs. - Example 3 – Broken Windshield (Crane County commute)
Glass coverage allowed a $0–$100 replacement depending on the carrier.
Discounts Available for Midland Drivers
- Home + auto bundle
- Safe driver
- Good student
- Multi-car
- Paperless and autopay
- Defensive driving
Why Local Matters
Midland insurance prices are impacted by oilfield traffic, hail, repair costs, and uninsured drivers. As a local agency, we help you compare the right limits and deductible choices based on current conditions.
Midland Auto Insurance FAQ
Q: What limits should I carry?
A: We recommend at least 100/300/100 for proper financial protection.
Q: Do you insure oilfield-use vehicles?
A: Yes — we work with carriers that allow oilfield commuting and business use.
Q: What if my windshield gets hit by rocks?
A: Most comprehensive policies cover glass repair or replacement.
Q: Are there discounts for safe driving?
A: Yes — several carriers offer safe driver rewards.
Q: Should I bundle home and auto?
A: Yes — Midland drivers commonly save 15–25%.
Ready to Get a Quote?
Killebrew Insurance LLC — Serving Midland drivers for over 35 years.
Midland Office:
Odessa Office: 432-332-6322
www.killebrewinsurance.com
Let’s Get Started
Midland Auto Insurance Quote Request
Don’t like forms? Call our Midland or Odessa office to speak with a licensed local agent, or email us and we’ll follow up.
