Protecting Midland Homes for Over 35 Years
At Killebrew Insurance LLC, we’ve protected Midland families since 1974. Midland homes face unique West Texas risks — hailstorms, high winds, roof wear, freezing weather, and heat damage. We shop multiple top-rated carriers to help you get the right coverage at the right price.
Midland Office:
Odessa Office: 432-332-6322
www.killebrewinsurance.com
Why Midland Homeowners Choose Killebrew Insurance
- Local, family-owned agency
- We shop multiple carriers
- Fast quotes and personalized service
- Knowledge of Midland neighborhoods
- Bundle discounts (home + auto)
- Policies built for West Texas weather patterns
Midland Weather Risks We Help Protect Against
- 3-4 hailstorms per year
- Burst pipes during cold snaps
- Wind events damaging roofs and fences
- Heat-related roofing deterioration
- Lightning and electrical surge damage
How Much Does Home Insurance Cost in Midland, TX?
Typical Range: $1,900 – $2,800 per year
Pricing factors include:
- Roof age and type
- Year built and square footage
- Wind/hail deductible choice
- Claims history
- Neighborhood risk level
Tip: Most Midland homeowners save 15–25% by bundling home and auto.
What Your Midland Homeowners Policy Can Include
- Dwelling Coverage – protects the structure of your home.
- Personal Property – covers belongings inside your home.
- Liability Protection – protects you if someone is injured on your property.
- Wind and Hail Coverage – critical for Midland weather.
- Loss of Use – covers temporary housing if your home is unlivable after a covered claim.
Real Midland Claim Examples
- Example 1 – Hail-Damaged Roof (Grassland Estates)
A 12-year-old roof was damaged by hail. The carrier paid for full replacement after a 1% deductible. - Example 2 – Burst Pipe (Heritage Oaks)
A freeze caused water damage. The homeowner received full repair and temporary living expenses. - Example 3 – Fence Damage (Mission Dorado)
High winds destroyed a fence. The policy covered repairs after the deductible.
Best Discounts for Midland Homeowners
- Home + auto bundle
- New roof or impact-resistant roof
- Claims-free
- Smart home devices
Why Local Matters
Texas rates are rising due to hailstorms, inflation, construction costs, labor shortages, and roof frequency. As a local agency, we help Midland homeowners choose the right deductible and avoid expensive surprises.
Midland Home Insurance FAQ
Q: What is the average premium in Midland?
A: Most homes fall between $1,900–$2,800 per year.
Q: Does home insurance cover hail and wind?
A: Yes, but deductibles vary. We help you choose the right option.
Q: Will my insurance go up after a claim?
A: Possibly. We help you determine whether filing is the best choice.
Q: Does roof age matter?
A: Yes. Newer roofs significantly reduce premiums.
Q: Should I bundle home and auto?
A: Yes — Midland residents typically save 15–25%.
Ready to Get a Quote?
Killebrew Insurance LLC – Serving Midland homeowners for over 35 years.
Midland Office:
Odessa Office: 432-332-6322
www.killebrewinsurance.com
Let’s Get Started
Midland Home Insurance Quote Request
Don’t like forms? Call our Midland or Odessa office to speak with a licensed local agent, or email us and we’ll follow up.
