Personal Insurance

Wind and hail deductibles in Texas have changed significantly for 2026, with most carriers now requiring a 2% deductible for…

In 2026, West Texas homeowners face stricter roof rules, higher deductibles, and increased hail activity. The biggest difference in claim…

Liability claims are rising across Texas, and many homeowners still carry outdated limits like $100,000 — which is not enough…

Hail season in Texas is expected to be intense in 2026, with early storms and increased hail activity predicted by…

Texas is experiencing some of the fastest-growing rebuild and claim costs in the U.S. According to TDI and NAIC data,…

Moving to Midland or Odessa means updating your auto insurance, reviewing home or renters coverage, understanding wind & hail risks,…

Your landlord’s insurance covers the building, not your belongings or your personal liability. If you rent in Midland, Odessa, Lubbock,…

Bundling home and auto insurance is one of the smartest ways for Midland and Odessa families to increase coverage, reduce…

Freeze and burst pipe damage is usually covered under home insurance in Midland and Odessa — but only if you…